Home Insurance in Kentucky
Your home is the place where memories are made, and it is also usually one of the most valuable assets you own. As such, it makes sense to protect your investment, and the best way to do this is by purchasing a homeowners insurance policy. In the state of Kentucky, it is not mandatory that you purchase homeowners insurance by law, but most banks will require you to purchase a policy if you have a mortgage.
What Does Homeowners Insurance Cover?
Homeowners insurance will cover the costs of repairs that are the result of damages caused by storms, and it can help you to replace items stolen in a burglary. Your homeowners' policy will also generally cover any separate buildings that are located on your property. In certain circumstances, and depending on the insurance policy, your homeowners' insurance can also help you to rebuild your home. It is important to remember, however, that homeowners policies do not cover flooding and earthquakes.
An important part of any homeowners insurance policy is covering personal liability claims. If someone is injured in your swimming pool or if your dog should bite someone and you are sued, your homeowners' policy will protect you. You can speak to our insurance agents to find out all the particulars of your particular homeowners' policy.
Sharp Insurance & Financial Services Have the Solution
At Sharp Insurance & Financial Services, we have experience in providing insurance packages to those who live in and around Ashland, KY, and we also have a tool on our website that you can use to find a quote for homeowners and automobile insurance from the comfort of your computer.
We encourage you to call our office or stop by our Ashland, KY location to discuss the insurance policy that is right for you. We are here to answer any questions your may have or address concerns that may worry you. We look forward to hearing from you.