Kentucky Auto Insurance FAQs

According to the official government website, the State of Kentucky is "cracking down" on uninsured motorists in 2020. Sharp Insurance & Financial Services makes purchasing and keeping insurance easy and convenient. We service the area of Ashland, KY, and the surrounding counties. If you have any questions about insurance changing in Kentucky in 2020 we will be happy to clear things up for you.

FAQs About Auto Insurance in KY

  • What measures are they taking as part of the "cracking down" of uninsured motorists?  First, owners of personal vehicles that are registered but without insurance will receive notices that inform them that their registration will be revoked if they do not show proof of insurance in a timely manner. Then if they do not comply their registration will be revoked to reduce the number of uninsured drivers on the Kentucky roads. 
  • What auto insurance is required by the State of Kentucky? Bodily injury and property liability are required as the bare minimum requirements but going beyond liability is not much more and it protects the driver greatly. 
  • Can I purchase insurance today to meet the state requirements before my registration is revoked? Yes, the sooner you send in your proof of insurance the less chance you will have of having your registration revoked in KY. We will provide proof the same day you purchase your policy and you will have peace of mind knowing you are legal in the eyes of the law and protected in case of an accident. 

Sharp Insurance & Financial Services provided quality insurance services to Ashland, KY and the surrounding areas. We will be happy to answer any other questions you may have about insurance in the state of Kentucky in 2020, give us a call or drop by today.