Recreational Insurance in Kentucky
At Sharp Insurance & Financial Services in Ashland, KY, we love Kentucky because it is a state with plenty of wonderful recreational opportunities.
Do I need recreational Insurance?
Our recommendation for those who wish to engage in recreational activities is that they obtain recreational insurance. It is important to have insurance for recreational activities because regular insurance may not cover them in the event of an accident or disaster. In fact, there may be certain exclusions from coverage if a person engages in recreational activities, without having special insurance coverage.
Have Coverage in Place Before Starting the Activities
It is important to consult with your insurance agent and tell him or her about any recreational activities that you plan to do before you do them so that you are certain to have adequate coverage for any unfortunate injuries or accidents.
Kentucky is a state that offers many fun activities like boating, balloon rides, skydiving, river rafting, hang-gliding, using off-road vehicles, mountain biking, and much more.
What types of coverage are available?
Make sure you have coverage that is appropriate for your needs and to protect your family members as well.
The benefit of having proper coverage is that you and your family can enjoy these activities with confidence, knowing that if something unexpected happens, you will have insurance to cover any problems.
Here are some examples of recreational insurance that may be available for individuals:
- Coverage for vacations and camping trips.
- Motorhomes and campers.
- Motorcycles and tricycles.
- Mountain bikes and racing bikes.
- Off-road vehicles.
- Special needs.
Recreational insurance is also available for commercial businesses that offer recreational activities, which are enjoyed by the public. Insurance for recreational activities is specific insurance that is customized for your needs. Contact your agent at Sharp Insurance & Financial Services in Ashland, KY to get a quote for insurance coverage for any recreational activities.